Take control of your credit score.
See your score for free, understand what's moving it, and get plain-English tips to push it up. Checking your score in Kept never affects it.
Being built right now. Early-access members get it first, free.
Credit score
742
+12 this monthGood
Why people use it
How Kept helps
Free, always
Your score and the factors behind it, with no card required and nothing to upgrade.
Know what moves it
Payment history, how much of your credit you use, and the age of your accounts, each explained simply.
Alerts that protect you
A sudden drop, a new account you didn't open, a hard inquiry: Kept tells you the same day.
How it works
Three steps, then it runs itself
Confirm it's you
A quick identity check, done once. No impact on your score.
See your score and why
The number, the trend, and the three things that matter most.
Follow the tips
Small, specific moves that tend to raise a score over time.
Ready to keep more of what you earn?
Join early access today. It's free, and it takes less time than checking your balance.